To many of us in the developed western world it would appear that everyone and their dog now has a mobile phone. But we all need to remember that around 50% of the worlds population have never received or made a telephone call.

This fact highlights the technological gap that exists between the developing countries and those lucky enough to have affordable access to modern communication technology.

But there are plenty of people who believe that mobile phones are actually more of a scourge and not very useful. Have you used a bus or a train lately?

I have to take the train to and from London every day and I find myself forced to listen to mobile conversations that I would far rather not hear. On my way home on the train from London each evening I’m forced to listen to people calling their partners simply to tell them that they are on the train. And every evening I have to listen to the same people making the same calls with the same useless message. What did they use before mobile phones, carrier pigeons?

I’m also often forced to listen to the conversations of teenagers who appear to speak a different language. More often than not they are criticising their boyfriends, talking about what they’ve seen on television or describing some aspect of their boring, empty lives. In one conversation that a young lady chose to share with the occupants of a packed commuter train she cheerfully derided a young man’s sexual prowess with grizzly attention to detail. As she proceeded to describe her experience in far too much detail everyone in the compartment was squirming with embarassment.

Forcing other people to listen to one side of your telephone conversation is just one aspect of modern mobile phone use that is incredibly annoying. Another is people’s choice of annoyingly irritating ring tones and yet another is playing music loudly without consideration for others.

We all need to remember how lucky we are to even have mobile phones. People who use their mobile phones to describe their sex lives should be banned from owning them.

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If you have a mobile phone you will definitely want some affordable mobile phone insurance. Similarly, if you have a laptop computer it would be wise to spend a little on some laptop insurance. You can protect all of your valuable gadgets and gizmos including cameras, iPhones and games consoles with some very affordable gadget insurance.

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